SOUTH TANGERANG, October 7, 2026 – The Islamic Economics Study Program at the Faculty of Economics and Business (FEB) of UIN Syarif Hidayatullah Jakarta successfully held a “Practitioners in the Classroom” guest lecture on Wednesday, October 7, 2026. Focusing on the main topic “How Does BSI Make Money?”, the event featured Fajar Ardiansyah, an Islamic banking practitioner from PT Bank Syarif Indonesia Tbk (BSI), as the keynote speaker.
This guest lecture is part of the course on Sharia Banking, Non-Bank Financial Institutions, and Sharia Fintech taught by Dr. Ady Cahyadi, M.Si., a tenured lecturer at FEB UIN Jakarta. Attended by dozens of students, the event was designed to be interactive, providing an in-depth exploration of operational mechanisms, risk management, and how Islamic banks generate profits transparently and in accordance with Islamic Sharia principles.

In his presentation, Fajar Ardiansyah analyzed the landscape of the Islamic banking industry, bank balance sheet structures, and BSI’s digital ecosystem and business model—which encompasses funding, financing disbursement, fee-based income, and treasury operations. He also encouraged students to understand the six lenses of contract analysis, ranging from the aspects of contract, object, ownership, price, risk, to the rights and obligations of each party in Islamic financial transactions.
Ali Rama, PhD, Chair of the Islamic Economics Study Program at the Faculty of Economics and Business, UIN Syarif Hidayatullah Jakarta, who also shared his views, stated that this “practitioners-teaching” initiative is a strategic step to broaden students’ horizons.

“These guest lectures are an effort to broaden students’ understanding—not only of theory but also of hands-on practice in the Islamic banking industry—with the aim of improving the quality of graduates from the Islamic Finance program,” said Ali Rama, PhD.
This guest lecture was highly interactive, featuring quick polls, small-group case study discussions, and a critical Q&A session on the fundamental differences between Islamic financing margins and conventional interest. The students’ enthusiasm was evident in their high level of participation as they analyzed fund allocation and banking risk management.

The event concluded with a group photo session featuring the guest speakers, the course instructor, the program chair, and all students who attended the guest lecture. Through this activity, the Islamic Economics Program at the Faculty of Economics and Business, UIN Jakarta, hopes that students will be better prepared to navigate the dynamics of the global Islamic finance industry and develop competencies that bridge the gap between academic theory and practical realities in the workplace. (AC)

Translated with DeepL.com (free version)